I have debated making this topic for awhile, but I decided to so that incase a change is made, I might be able to control what the card gets changed to.
Prior to the patch that changed the required covers from 20 to cap a skill to 5. I had a 20/19/11 Thor, I messed him up as I did not know about the 50 cover limit. When the patch went through it changed him to 5/5/4. My hope is that if they ever decide to fix this they change it to 5/5/3 and not 5/4/4.
Does anyone else have any cards that have higher than 13 for total skill points? 5/5/5 would have been possible if planned for prior to the patch.