I play regularly, but not ultra competitively. Which means full progression in PvE and somewhere between 300-700 in PvP - with no care of placement. So I VERY rarely buy shields.
I must be missing the boat on HP usage. I’m sitting on 20k HP with 190 roster slots. Is there something I should be blowing all this gold on? Or should I just continue to stack it up in amazement like my 401k?
Until you’ve got everyone rostered, you should definitely save it for roster slots. Once you have about 5-6 roster slots worth of HP saved up (at that point, it would be 5-6000), then you can start to either spend it on tokens in vaults that have characters you need, or Heroes for Hire if you really need that cover for your 4-star.
Shields of course
But I try and save at least 10k up during each season and buy a off season 40 pack (they cost around 1k hp less than normal heroic 40 pack)
Shields - just the one per event once I’m over 900. If the stars line up I may hop for 1200
roster slots - new releases, dupes of maxed 3*s.
100HP daily deals
HFH - only if I really want the cover and I have a good HP stash. Last purchase was medusas since I need 14 covers to get the last 2 blackbolts
Limited vaults - I think I purchased all 3 strange sights just for the new 3* covers last time. Was sitting on 15k
Health packs - only to complete pve grinds for new release when I totally wiped to 5* nodes too many times, or for pvp when I also wiped to many times on my late climb to 900
Often, the versus events scheduled between seasons have stores offering tokens with identical odds to heroic tokens (compare with normal versus event stores that usually have lower odds of pulling a 4*). The price for 10- and 40-packs in these off season stores are lower than the once-a-day daily discount price for regular heroic token packs. So if you want to buy a lot of heroic tokens all at once, this is a slightly cheaper way to do so.
Of course, it is still a fair bit more expensive than the single token daily deal in the regular heroic store, so you need to average a fair bit more than 1 token/day for it to make sense.
I buy every 100 HP daily deal, both the heroic and any vaults. I have also bought the HFH deal a few times if it would save a 4* on the vine. I also rarely buy 10 or 40 packs on special vaults, like the anniversary vault.
Daily deals, mostly from vaults. 100 HP isn’t too much to spend for a lotto pull. I’ll spend on the 200 hp stores when there’s a new character in them. I’ve yet to actually pull one from there, but any chance to eke out one more node in SHIELD training is worth the spend.
Every few months I find myself with a large enough surplus that I’ll buy a 10-pack from a vault or store, if there’s something in it I want. That’s usually only new characters at this point.
I’m up to 16,000+ HP with almost every 4* and 5* rostered. I’m still missing Banner in the 5* realm but he’s no loss. I think I’ve got every 4* again, actually, since I’ve got my two green Jubiliee covers (our alliance only cleared R5; I couldn’t help much this time around).